CALIFORNIA

THE CALIFORNIA STATE ROSENTHAL FAIR DEBT COLLECTION PRACTICES ACT AND THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT REQUIRE THAT, EXCEPT UNDER UNUSUAL CIRCUMSTANCES, COLLECTORS MAY NOT CONTACT YOU BEFORE 8:00 A.M. OR AFTER 9:00 P.M. THEY MAY NOT HARASS YOU BY USING THREATS OF VIOLENCE OR ARREST OR BY USING OBSCENE LANGUAGE. COLLECTORS MAY NOT USE FALSE OR MISLEADING STATEMENTS OR CALL YOU AT WORK IF THEY KNOW OR HAVE REASON TO KNOW THAT YOU MAY NOT RECEIVE PERSONAL CALLS AT WORK. FOR THE MOST PART, COLLECTORS MAY NOT TELL ANOTHER PERSON, OTHER THAN YOUR ATTORNEY OR SPOUSE ABOUT YOUR DEBT. COLLECTORS MAY CONTACT ANOTHER PERSON TO CONFIRM YOUR LOCATION OR ENFORCE A JUDGMENT. FOR MORE INFORMATION ABOUT DEBT COLLECTION ACTIVITIES, YOU MAY CONTACT THE FEDERAL TRADE COMMISSION AT 1-877-FTC-HELP OR www.ftc.gov.

CALIFORNIA DEPARTMENT OF FINANCIAL PROTECTION AND INNOVATION LICENSE NUMBER 10496-99.



COLORADO

FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/. A CONSUMER HAS THE RIGHT TO REQUEST IN WRITING THAT A DEBT COLLECTOR OR COLLECTION AGENCY CEASE FURTHER COMMUNICATION WITH THE CONSUMER. A WRITTEN REQUEST TO CEASE COMMUNICATION WILL NOT PROHIBIT THE DEBT COLLECTOR OR COLLECTION AGENCY FROM TAKING ANY OTHER ACTION AUTHORIZED BY LAW TO COLLECT THE DEBT. OUR LOCAL OFFICE’S ADDRESS IS 8690 WOLFF COURT, SUITE 110, WESTMINSTER, CO 80031. TELEPHONE NUMBER: (303) 920-4763.

Pursuant to Colorado law, calling us will not preserve your rights set forth in the first letter we sent to you regarding a debt to obtain verification of the debt or the original creditor’s name and address, as such rights are only preserved by making a written request to us within 30 days of your receipt of such first letter.


CONNECTICUT

NMLS ID: 969968.



MARYLAND

NMLS ID: 969968. NMLS Consumer Access Website



MINNESOTA

THIS COLLECTION AGENCY IS LICENSED BY THE MINNESOTA DEPARTMENT OF COMMERCE.



NEVADA

NEVADA COLLECTION AGENCY LICENSE NUMBER CAD161253. NEVADA COMPLIANCE MANAGER LICENSE NUMBER CM12812.



NEW YORK

NEW YORK CITY DEPARTMENT OF CONSUMER AFFAIRS LICENSE NUMBER: 1368090



NORTH CAROLINA

NORTH CAROLINA DEPARTMENT OF INSURANCE COMPANY NUMBER: 119504015



SOUTH CAROLINA

CLICK TO VIEW THE SOUTH CAROLINA SUPERVISED LENDER LICENSE AND/OR SOUTH CAROLINA CONSUMER RIGHTS AND RESPONSIBILITIES.
SOUTH CAROLINA SUPERVISED LENDER LICENSE
SOUTH CAROLINA CONSUMER RIGHTS AND RESPONSIBILITIES